Our Team

 

Management Team

Dick Greco
Senior Financial Advisor
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DICK GRECO

Principal

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A resident of Southern California for most of his life, Dick joined the Navy directly out of high school. After leaving his military service in 1971, he went into the insurance industry building a large national brokerage, which operated in 31 states. His company expanded into finance in the mid 1980's, originating and servicing consumer loans throughout its operating territory. In 1995, he sold his companies and started a technology firm specializing in the insurance and finance for the banking industry. In 2003, he began his career as a Financial Advisor and joined a major brokerage firm. He has spent over 45 years in the insurance and Financial Services Industry.

Today, he continues to manage the Practice where he is dedicated to helping each client’s portfolio progression in line with their goals. He holds Series 7, 24, 31, 66 and licenses in Life, Fixed and Variable Annuities and Property & Causality insurance. He is a member of WFAFN’s Executive Council for Premier Advisors. In 2016, Dick was honored to be asked to become one of the exclusive members of WFAFN’s Licensee Advisory Board. As the owner of the Practice, he supervises its daily activities and strategic direction.

Outside of work he keeps busy with his wife of 42 years, Stella, their three daughters and five grandchildren. Dick and Stella have traveled extensively worldwide, actively involved in charitable events and enjoy many outdoor activities including boating and fishing.

The Premier Advisors designation is held by a select group of Financial Advisors within Wells Fargo Advisors Financial Network and reflects a high level of standards as measured by one or more of the firm’s criteria for revenue generation, educational attainment, and client-service best practices.

Lynda R. Eichacker
Executive Vice President, Practice Manager
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LYNDA R. EICHACKER

Executive Vice President, Practice Manager

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A native of St. Louis, MO, Lynda moved to Southern California in 2006. She has been in the Financial Services Industry for over 40 years.

Her career started with Merrill Lynch in St. Louis, MO in 1971 as as Administrative Assistant. Through her career and her many accomplishments with Merrill Lynch, she ended her stay there as Senior Division Administrative Director for the Western Division. She moved on and excelled with both UBS and Morgan Stanley, responsible for the overall supervision of 60 services personnel and over 160 financial advisors.

She holds numerous licenses and designations including a Series 4, 7, 8, 24, 63, 65 and a California Insurance License.

She joined the Practice in May 2016 to support in the management and overall operations as the Practice’s Executive Vice President and Practice Manager.

Her longevity in the financial services industry has allowed her the opportunity to fulfill many different rolls and positions in the industry in both the sales and service ranging from administration, operations, risk/compliance, branch manager, and financial advisor.

Lynda has four boys and two grandchildren.

Outside of work she enjoys Crossfit, yoga, the beach, traveling with friends, and volunteering for the MS and Breast Cancer Societies.

 

 

 

Advisors

Brian Stewart
Executive Vice President – Senior Financial Advisor
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BRIAN STEWART

Executive Vice President – Senior Financial Advisor

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When Brian joined the Practice in August 2013, he brought with him more than 25 years’ experience as a Financial Advisor and over 20 years of management experience, managing a number of branches at Morgan Stanley.

Upon graduating from California State University at Fullerton in 1985 with a Business Administration degree (with an emphasis on Finance), Brian was hired by Dean Witter Reynolds (later to become Morgan Stanley). Just five years later, he was asked to obtain a supervisor’s license and at the ripe old age of 28, was named Assistant Branch Manager of an office hosting 70 financial advisors. At the same time he was managing client assets of more than $50 million.

In 1997, Brian was asked to start up a satellite office in Rancho Santa Margarita and still manage $80 million in client assets. Brian successfully built up the satellite office into a branch housing 11 financial advisors. Over the course of the six years Brian managed this office, they had no client arbitration.

Brian joined the Morgan Stanley Irvine Spectrum branch in 2003, where he managed $130 million in client assets until he left to WFAFN. Today, as a valuable advisor at the Practice, Brian concentrates solely on his clients, mapping out financial plans to help them achieve their life goals and retire in comfort.

Brian has been married to his beautiful wife, Kelly, for 32 years. They are proud parents of three children of which, all were married in 2014. In his spare time, Brian is actively involved in the small group ministry at Saddleback Church, where he and his wife do pre-marital counseling.

 
Bryan Misajon
Executive Vice President; Senior PIM Portfolio Manager
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BRYAN MISAJON

Executive Vice President – Senior PIM Portfolio Manager

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Bryan is married to Lynda, a fifth grade teacher in the Garden Grove Unified School District, and father to his son, Garrett. He holds a bachelor’s degree in Economics from the University of California at San Diego. Bryan has worked as a financial advisor since 1997. His experience includes positions with John Hancock Signature Investors 1997-1998, Smith Barney (La Jolla) 1998-2002 and Prudential Securities, which was merged with Wachovia Securities and later Wells Fargo Advisors 2002-current.

He earned the Chartered Mutual Fund Counselor™ and Chartered Retirement Planning Counselor™ designations by meeting rigorous professional standards and passing comprehensive examinations from the College for Financial Planning. Bryan has been recognized as a Premier Advisor, Orange Coast Magazine awarded Bryan with the “Five Star Wealth Managers Award” for the past five years (2013, 2014, 2015, 2016, and 2017).

Bryan is designated as Top Fundraiser and team co-leader with his wife for the National Multiple Sclerosis Society Walk Irvine. He is the Assistant Water Polo Coach for Los Amigos High School and plays masters water polo, winning four national masters' championships with Sunset Water Polo Club. In his free time, Bryan coaches his son's flag football and basketball teams. He enjoys surfing, hiking and camping.

 

Curtis Rach
Executive Vice President, Fundamental Choice Portfolio Manager, Senior Financial Advisor
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CURTIS RACH

Executive Vice President, Fundamental Choice Portfolio Manager, Senior Financial Advisor

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Curtis joined the Practice in 2015 after spending more than 17 years with a major brokerage firm. He chose Wells Fargo Advisors Financial Network for their reputation, superior investment research and client focus. With over 20 years of industry experience, he pays distinct attention to the special individual needs of his clients. Curtis focuses on serving the investment needs businesses, business owners, professionals and a select group of high net worth individuals.

Curtis graduated from the University of California, Davis with a Bachelor of Science Degree in agricultural and managerial economics. He has completed the prerequisite classes for the CERTIFIED FINANCIAL PLANNERTM (CFP®) certification and plans to sit for the test later this year.

Curtis resides in Orange County with his wife, Connie, their daughter and twin boys. Outside of the office he is active with several educational fundraising boards and spends much of his spare time supporting youth athletics.

Garrick Updegraph, CFP®
Senior Financial Advisor
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GARRICK UPDEGRAPH, CFP®

Senior Financial Advisor

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For over a decade, Garrick has helped individuals and families develop sound financial and investment strategies by zeroing in on each client’s unique and particular needs. Garrick works with every client to draft their own written investment plan incorporating their goals, appetite for risk, and investment preferences. With a plan in place clients are then equipped to see exactly how they may be able to reach their financial goals, through good times and bad.

Garrick began his career as a Financial Advisor with Morgan Stanley in Irvine, CA. In 2008, Garrick deepened his expertise in an array of financial areas (retirement, estate, insurance, tax and investment planning) by obtaining the CERTIFIED FINANCIAL PLANNER certification. In 2011, Garrick left Morgan Stanley to accept an opportunity with Wells Fargo Advisors Financial Network as a Senior Financial Advisor where he could own and control his client relationships. In 2013 and again in 2014, 2015, and 2016 Garrick was named a “Five Star Wealth Manager” by Orange Coast Magazine.*

Garrick earned his bachelor’s degree in Economics at Wake Forest University. Upon graduation, he worked in St. Petersburg and Moscow for a number of years before later settling in Orange County, CA in 2002. Outside of the office, Garrick is an avid mountain biker, but also enjoys travelling with his family and working on projects around the house. He has been married to his wife for 17 years, and they share an 8-year-old daughter.

2016 - The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process*); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 1,383 Orange County wealth managers were considered for the award; 312 (23 % of candidates) were named Five Star Wealth Managers. *To qualify as having a favorable regulatory and complaint history, the person cannot have: 1. been subject to a regulatory action that resulted in a suspended or revoked license, or payment of a fine, 2. had more than three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process, 3. individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, 4. filed for bankruptcy, or 5. been convicted of a felony.

For additional years add the following for each year referenced on the communication:

2013 – 2,293 Orange County wealth managers were considered for the award; 415 (19 % of candidates) were named Five Star Wealth Managers.

2014 - 3,489 Orange County wealth managers were considered for the award; 302 (9 % of candidates) were named Five Star Wealth Managers.

2015 – 2,010 Orange County wealth managers were considered for the award; 351 (18 % of candidates) were named Five Star Wealth Managers.

James O. Ritchie
Executive Vice President – Senior PIM Portfolio Manager
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JAMES O. RITCHIE

Executive Vice President – Senior PIM Portfolio Manager

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James began his career as a financial advisor nearly 20 years ago at a small boutique firm in Laguna Hills. As his practice grew, his client-base became more diversified across the full spectrum of investment goals: Many of his clients sought investment strategies designed to be more conservative and provide long-term growth through ownership of quality companies, while others were seeking investments with reduced risk and steady income. Over time his practice evolved away from the traditional transactional brokerage model and move toward an advisory model and portfolio management, which he designs specifically to fit his client’s needs.

Now, as Executive Vice President – Senior PIM Portfolio Manager at the Practice, James runs a series of discretionary portfolios that are designed to meet the investment needs of his sophisticated, high-net-worth clients. His investment philosophy is rooted in the fundamental principle of asset management.

 
James R. Vale, CFP®, CRPC®
Executive Vice President, Senior PIM Portfolio Manager
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JAMES R. VALE, CFP®, CRPC®

Executive Vice President, Senior PIM Portfolio Manager

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James has over 30 years of experience in the financial services industry. He earned his B.S. in Accounting from the University of Maryland, and he is a Licensed Certified Public Accountant, although he no longer practices accounting. James was an Executive Director with a major investment bank in the Tax Advisory and Planning division, and he has served on tax committees for both the banking and securities industries.

James is also a CERTIFIED FINANCIAL PLANNER™ (CFP®) Professional and a Chartered Retirement Planning Counselor (CPRC®) who focuses on investment planning, investment tax strategies, stock options, business financing and corporate pension consulting.

James is an active member in the National Exchange Club of Newport Harbor, in which community service is a large part of the Exchange Club’s mission. Club members serve their community to better the lives of men, women and children while preserving and spreading patriotism. James lives locally with his fiancé, Donna, and enjoys sports, the theater, and is a member of American Mensa.

 

Jud Crary
Executive Vice President, Senior Financial Advisor
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JUD CRARY

Executive Vice President, Senior Financial Advisor

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Jud Crary is an Executive Vice President and Senior Financial Advisor with the Practice. Prior to joining the Practice, Jud spent 14 years as a Financial Advisor with UBS Financial Services. His primary focus is working with a select number of high net worth families, helping them achieve their financial goals. Jud also works extensively with private institutions creating custom fixed income strategies. While at UBS, Jud achieved Club Member status six times in his career. He chose to transition to Wells Fargo Advisors Financial Network because of their high quality brand, superior investment products and having some of the best research capabilities within the industry.

Jud is a graduate of Colorado State University in Fort Collins, CO. He is a two-time graduate of NOLS (National Outdoor Leadership School) with Mountaineering Courses in Wyoming (1994) and Australia (2000).

Jud has been married for nearly 10 years to his wife Nikki, who is a practicing Employment Law Attorney. They currently reside in Newport Beach with their three wonderful children, Mackenzie (7), Avery (5), and Deacon (2), and their Red Labrador, Chewy (10).

In his free time, Jud enjoys spending time with friends and family in the outdoors. He’s an avid softball player. He is heavily involved in coaching his children’s sporting activities, as well as volunteering within their educational efforts.

 
Neil Thobani
First Vice President, Financial Advisor
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NEIL THOBANI

First Vice President, Financial Advisor

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Neil is part of a team with James Ritchie and is instrumental in delivering the group’s financial planning-based service model, utilizing Wells Fargo Advisors’ Envision® investment analysis tool, as well as conducting much of the preliminary research behind the products and services offered to clients. His goal is to deliver a coordinated process of service and advice.

Neil’s belief is in having a plan and the discipline to help avoid any blind spots that can hurt clients and their families. Neil has developed a passion for understanding which may have an effect on our investments. Neil’s investing goal is growing assets while taking the smallest amount of risk possible.

Outside of the office, Neil enjoys the simple things in life: He enjoys spending time with his fiancée, Sharon, family, and close friends. Neil is very active and plays tennis, basketball, and frequents the gym. He serves as a coach and volunteer to a local basketball league.

 
Robert Rotstan, Jr., CIMA®
Executive Vice President, Senior PIM Portfolio Manager
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ROBERT ROTSTAN, Jr., CIMA®

Executive Vice President, Senior PIM Portfolio Manager

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Bob started in the investment industry 40 years ago in 1976 after earning his B.A. from Chapman University (1972), and, his J.D., Juris Doctor, (1975), although he does not practice law.

Bob went on to do post-graduate work as part of the executive education program at the University of Pennsylvania’s Wharton Business School, where in 2006, he also completed his CIMA – Certified Investment Management Analyst certification training. CIMA certification is the only financial services credential in the US to have met an international accreditation standard for personal certification by the American National Standards Institute.

Bob serves his clients as a senior discretionary manager, where he uses his skills designing strategic asset allocations and in asset management, as well as creating fixed income and risk adjusted diversification strategies.

Among his hobby interests are astrophysics, most subject areas of science, anthropology, and archaeology. He is active in the film industry, having completed one feature and two documentary films for Universal Pictures. He is also a published fiction author, and a member of American Mensa. Bob lives locally with his wife, has four children and three grandchildren.

 

 

Associates

Linda Musto
Senior Registered Account Administrator
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LINDA MUSTO

Senior Registered Account Administrator

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Linda has been in the Financial Services Industry for over 30 years. She holds a Bachelor of Science Degree in Business Administration from Wayne State University in Detroit. She holds a Series 7, 66 and 63, and California Insurance License #0H77515. Linda performs all administrative functions for her clients and advisors that she serves at the Practice. She takes extreme pride in providing superior customer service to each and every client. What she appreciates most is the close personal relationships she’s developed over time with the clients she serves.

When not at work, Linda volunteers for the Red Cross on a regular basis and enjoys travel, movies, and theatre.

Samantha Worden
Associate
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SAMANTHA WORDEN

Associate

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Samantha is a native to Southern California, born in Pasadena. She obtained her Bachelors of Science degree in business management from Westwood College in 2014. Prior to joining Wells Fargo Advisors Financial Network, she worked in retail management for three years. Being new to the financial industry, she will soon be studying for the Series 7 and 66 exams.

Samantha has a two-year-old son, named Parker. She spends all of her time with him outside of work. They love outdoor activities together due to Parker’s high energy level. In her free time, she enjoys going to sporting events (especially UFC and basketball), spending time with friends, and relaxing when she gets the time.